Banking & Savings

Current accounts, savings, ISAs and pensions

Halifax online banking is moving into the Lloyds app. What changes, what to check before the deadline, and options if you do not use apps

Four banks are paying £200 to £240 to switchers this autumn. Here is how the offers work and how to collect without slipping up

Easy-access accounts pay up to around 5%, but the top rates hide bonuses. How to read the small print and pick the right home for your cash

From 6 April 2027 under-65s can put only £12,000 a year into cash ISAs. What changes, what does not, and why this tax year matters

The prize fund rate rose to 4.35% in September. Why most holders earn less than that, who they suit, and how to check old bonds

The FSCS limit rose to £120,000 in December 2025. How it works per banking licence, why NS&I differs, and which apps are not covered

Free official services trace old pensions, dormant bank accounts and forgotten NS&I holdings. How each works and what to do with small pots

Regular savers advertise the highest rates around, but the cash you earn is often half what you expect. How they work and how to run a few

Save £4,000 a year and the government adds £1,000. Who can open one, how the first-home rules work, and when the 25% penalty bites

What the 8% minimum means, why your employer's 3% is free money, how salary sacrifice cuts NI, and why opting out costs more than you think